MBA Finances

Federal Loans FAQ's

How can I check to see if I have adverse credit?

The easiest way to check to see whether or not you have adverse credit is to view a copy of your credit report. We recommend using AnnualCreditRoeport.com, which provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide credit reporting agencies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

To request and view your credit report online, go to http://www.AnnualCreditReport.com

You may choose to request a copy of your credit report by phone or mail, however, it will take up to 15 days for the report to be mailed, and another 2-3 weeks for delivery. Please refer to http://www.AnnualCreditReport.com for details on how to request a report by phone or mail.